Need quick access to cash? Learn how to borrow against jewelry with our step-by-step guide to luxury jewelry loans and pawning jewelry in NYC.
Luxury Jewelry Loans.
Get Secured Loans Against Jewelry Today!
Secure funding fast with same-day luxury jewelry loans. Discreet, personalized service that helps you get the most for your luxury assets – no credit checks, no hassle, no-obligation appraisals: just honest, white-glove service that connects you with the funding you need. A jewelry-backed loan runs from $2,000 to $10 million, and the piece stays in your name throughout. Call or text us today to discuss convenient jewelry collateral loans.
Instant Loan Offer Against Your Luxury Jewelry Within 30 Minutes.
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Loan Against Jewelry
Liquify your fine jewelry pieces for a safe, discreet, and reliable collateral loan. You borrow against jewelry you already own and redeem it when you repay.
Expert Valuations
Meet with our team and get a fair valuation based on the true secondary market value of your jewelry.
Maximum Funding
We offer the highest-value loans on jewelry in the nation, with instant funding via cash, check, wire transfer or money order. The choice is yours!
Your One-Stop Lender & Jewelry Buyer
There’s no need to sit on your luxury assets. Turn your jewelry into cash or use it to secure a high-value loan against jewelry with Qollateral. Our seamless buying and collateral loan processes provide you with a simple solution for fine jewelry pieces with insurance-backed asset protection so that you know your jewelry will stay safe until you’re ready to have it returned to you. Cash loans against jewelry are funded the same day in almost every case.
- Cartier
- Tiffany & Co.
- Van Cleef & Arpels
- Bulgari
- Harry Winston
- Chopard
- Engagement Rings
- And more…
Loans Against Jewelry,
Your Way
Borrowing against your jewelry with Qollateral is the safe way to access instant cash with fair, transparent terms that work for you. We’ll review the details of our offer when we give you our free, no-strings-attached appraisal. See why Qollateral is NYC’s leader in loans against jewelry. Think of it as a personal loan against jewelry rather than a sale: you get a loan on jewelry you already own, and the piece comes back to you when you repay.
Jewelry We Lend Against
We lend against fine and designer jewelry of almost every kind. The pieces we see most often are:
- Rings, including engagement rings, eternity bands, and cocktail rings
- Necklaces and pendants – you can borrow against a necklace on its own or as part of a suite
- Bracelets and bangles
- Earrings, including studs, hoops, and drops
- Brooches, and complete suites, or parures
- Loose diamonds and colored gemstones
Gold, platinum, and precious-metal content give every piece a base value, and diamonds and colored stones are assessed on cut, color, clarity, and carat, with certification from GIA or a comparable lab raising the loan amount. A high-end jewelry loan on a certified stone is more straightforward than one on an uncertified piece, though we lend on both.
A signed piece from one of the maisons above, with its original box and papers, will appraise well above an unsigned equivalent of the same gold weight: you are borrowing against the name as well as the materials. A loan against fine jewelry without papers is still perfectly possible; the valuation is simply more conservative.
Industry-Leading
Loans on Jewelry
We pride ourselves on offering the highest possible valuations on your luxury assets. When you bring in your jewelry for a collateral loan, you’ll meet with our experienced team for a private consultation to determine the true value of your piece. If you choose to accept that amount, we’ll fund your loan right then and there, ensuring you walk out the door with exactly what your jewelry is really worth. A jewelry-secured loan with us is a pledge agreement, not a credit application.
Same Day Funding
Avoid a lengthy loan process and get instant funding on your collateral jewelry loan.
Discreet Appraisals
Book an in-person appointment with our client team, or meet with us online if it’s more convenient for you.
Protected Assets
While in our care, your jewelry will be held in a monitored, state-of-the-art vault within the International Gem Tower, one of the most secure buildings in the country. Additionally, all merchandise in our care is fully insured by Lloyd’s of London.
Sell My Jewelry – Why Choose Qollateral?
We’ve made it our mission to be the industry’s leading jewelry buyer, with best practices that go above and beyond for our exclusive clientele. With collateral loans through Qollateral, you get maximum-value appraisals backed by our commitment to integrity, plus fast and easy funding so you can pursue whatever’s next.
How a Loan Against Jewelry Works
Unlock Cash From Your Luxury Jewelry, Tax Deferred
Get liquidity from your luxury jewelry without selling. Using jewelry for loans is not a taxable event, so you defer capital gains and keep your asset, along with any future appreciation, in your name.
Actual loan values may exceed the amounts shown. Displayed amounts reflect the borrower's requested draw, and vary based on item condition, market demand, and collateral evaluation.
Rolex
Rolex Datejust 36 Mint Green Index Dial Reference 126234GXO
Loan Amount: $6,500
Audemars Piguet
AP Royal Oak 34mm Rose Gold Diamond-set, Reference 77451OR.ZZ.1361OR.04
Loan Amount: $50,000
Rolex
Rolex Day-Date 40 Oyster, 40 mm, Everose Gold Reference 228235
Loan Amount: $26,000
Lamborghini
Lamborghini Huracan 2022
Loan Amount: $175,000
Rolex
Rolex Sky-Dweller Oyster, 42 mm, Reference 336934
Loan Amount: $16,000
Rolex
Rolex GMT-Master II Blue And Red Pepsi Reference 126710BLRO
Loan Amount: $12,000
Rolex
Rolex Cosmograph Daytona 40MM 116519LN Black Dial Oysterflex Strap
Loan Amount: $20,500
Rolex
Rolex GMT-Master II 126718GRNR, 18K Yellow Gold, Black Dial, 40 mm
Loan Amount: $21,500
Patek Philippe
Patek Philippe 5930P-001 Platinum Green Dial
Loan Amount: $50,000
Patek Philippe
Patek Philippe Nautilus 5740/1G-001
Loan Amount: $150,000
Rolex
Rolex Oyster Perpetual Sky-Dweller Ref. 326934
Loan Amount: $13,000
Audemars Piguet
Audemars Piguet Royal Oak Selfwinding 41mm Watch
Loan Amount: $35,000
Audemars Piguet
Audemars Piguet Royal Oak Offshore Chronograph 42mm
Loan Amount: $30,000
Porsche
2016 Porsche Boxster Spyder (981 generation)
Loan Amount: $50,000
Rolex
Rolex Yellow Gold Sky Dweller 336938 Champagne
Loan Amount: $23,000
Audemars Piguet
Audemars Piguet Royal Oak Chronograph in 18k Rose Gold
Loan Amount: $50,000
Rolex
Rolex Land-Dweller 40mm Ref. 127334
Loan Amount: $13,000
Rolex
Rolex Sky-Dweller 42mm Blue Dial Ref. 326934
Loan Amount: $15,000
Rolex
Rolex Tiffany Oyster Perpetual Ref. 277200
Loan Amount: $5,000
Rolex
Rolex GMT-Master II Sprite Black Dial
Loan Amount: $12,000
Heavy Gold Cuban
14k Yellow Gold Solid Cuban Link Chain
Loan Amount: $15,000
Audemars Piguet
Audemars Piguet Royal Oak Offshore “Panda” (Ref. 26170ST)
Loan Amount: $12,000
Patek Philippe
Patek Philippe 5980
Loan Amount: $80,000
Rolex
Rolex Datejust Ref 126334
Loan Amount: $8,000
Patek Philippe
Patek Philippe 5811/1g-001
Loan Amount: $125,000
Patek Philippe
Patek Philippe 5961r-010
Loan Amount: $90,000
Patek Philippe
Patek Philippe 5990/1R-001
Loan Amount: $188,000
Rolex
Rolex Datejust Ref 126300
Loan Amount: $6,000
Hermès
Hermès Birkin 25
Loan Amount: $12,000
Vacheron Constantin
Vacheron Constantin Gold Ref X45RV127
Loan Amount: $35,000
Rolex
Rolex Submariner Date 126610ln
Loan Amount: $8,000
Rolex
Rolex President Ombré Green Dial 228238 ref
Loan Amount: $45,000
Rolex
Rolex Hulk Submariner 116610LV
Loan Amount: $10,000
Tiffany & Co.
5ct Tiffany Diamond Ring
Loan Amount: $55,000
Van Cleef & Arpels
Van Cleef & Arpels Lady Arpels Pont des Amoureux Watch
Loan Amount: $28,000
Rolex
Rolex Day-Date President Ref 218348
Loan Amount: $25,000
Cartier
Cartier Love bracelet in Yellow Gold
Loan Amount: $3,000
Rolex
Rolex Datejust 178271
Loan Amount: $9,000
Audemars Piguet
Audemars Piguet Royal Oak ref. 77450SR
Loan Amount: $22,500
Rolex
Rolex Datejust Ref 126334
Loan Amount: $7,000
Audemars Piguet
Audemars Piguet Royal Oak Ref 15500ST.00.1220ST.03
Loan Amount: $25,000
Bvlgari Watch
Bvlgari Serpenti Tubogas Gold Watch Ref 101923
Loan Amount: $18,000
Audemars Piguet
Royal Oak Stainless Steel Diamond Bezel Grey Dial
Loan Amount: $25,000
Rolex
Day-date 36mm Presidential Watch 118235A
Loan Amount: $18,000
Audemars Piguet
Royal Oak Offshore 2020
Loan Amount: $26,500
Rolex
Day-date 41mm Presidential Watch 218238
Loan Amount: $23,000
BMW M5CS
2022 BMW M5 Competition Sport
Loan Amount: $50,000
Patek Philippe
Aquanaut 5168G 2024
Loan Amount: $46,000
McLaren
McLaren 600 LT Papaya Orange
Loan Amount: $150,000
Patek Philippe
Patek Philippe Nautilus 5980/1r
Loan Amount: $80,000
Hermès Birkin
30 Himalaya Hermès Birkin Bag
Loan Amount: $50,000
Audemars Piguet
Royal Oak Stainless Steel Bust Down Watch
Loan Amount: $15,000
Rolex
Rolex Date Just Watch 41, Ref 126334
Loan Amount: $8,000
Patek Philippe
Rose Aquanaut Dual Time
Loan Amount: $85,000
Audemars Piguet
Royal Oak Double Balance Openworked – Factory-Set Diamond Baguette Bezel
Loan Amount: $130,000
Patek Philippe
Rose Gold Nautilus
Loan Amount: $100,000
Hermès Birkin
Faubourg “House Birkin” – Night
Loan Amount: $80,000
Hermès Birkin
30 Himalayan Gris Cendre
Loan Amount: $70,000
Hermès Kelly
Sellier 20 Doré Chevre Chamkilight – Permabrass Hardware (“Mini Kelly”)
Loan Amount: $20,000
Anthony Edwards Rookie Patch Auto
Panini Flawless /25
Loan Amount: $6,000
George Best Card
1964 Barratt & Co. Ltd Famous Footballers Series A.12 — PSA 9
Loan Amount: $25,000
Kobe Bryant BGS 9 Card
1998-99 Bowman’s Best Atomic Refractor
Loan Amount: $2,500
Tom Brady PSA 8 Card
2002 Topps Chrome “Own the Game” Refractor
Loan Amount: $800
Gold Coins
2x Canadian Gold Maple Leaf 1 oz
Loan Amount: $8,000
Rolex
GMT-Master II “Sprite” Green/Black Bezel Jubilee Bracelet Watch
Loan Amount: $11,000
Gold Bar
Fine Gold Bar Encased
Loan Amount: $3,205
Mickey Mantle Card
1952 Mickey Mantle #311 PSA 6
Loan Amount: $115,000
Monkey D. Luffy Card
2022 One Piece Monkey D. Luffy Super Pre Release Winner PSA 10
Loan Amount: $8,500
Portgase D Ace Card
2025 One Piece OP13 EN Portgase D Ace Red Manga PSA 10
Loan Amount: $8,000
Shanks Card
2022 One Piece OP01 EN Shanks Manga PSA 10
Loan Amount: $4,000
Audemars Piguet
Audemars Piguet Royal Oak Mini Pink Frosted Gold Quartz
Loan Amount: $42,000
Cartier Watch
Panthère de Cartier Watch
Loan Amount: $8,000
Bvlgari Watch
Bvlgari Serpenti Tubogas Lady Watch 18kt Yellow Gold
Loan Amount: $15,000
Bvlgari Necklaces
Bvlgari Serpenti Viper Necklace Rose Gold Necklaces
Loan Amount: $28,000
Hermès Kelly
Hermès Kelly 25 Blue Frida Epsom Sellier
Loan Amount: $6,000
Proudly offering the highest value collateral loans to clients in NYC and across the nation
Assets We Accept
Online collateral loans can be secured against a wide range of luxury assets. This includes (but is not limited to):
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Contact us today to schedule a private consultation with our team
We’ll perform a thorough valuation on the spot, with no pressure, no obligation, and no hoops to jump through if you’re ready to move forward with your collateral loan. You can borrow money against jewelry the same day you walk in.
Get Started
How To Get A Loan Against Gold Jewelry
This short video explains how to get a a loan against your gold jewelry with Qollateral. Learn how we help clients unlock fast, discreet funding using luxury jewelry with no credit checks, no income verification, and same-day payouts.
Recommended Resources
Turn your jewelry into instant cash with Qollateral’s secure loans against jewelry. Get the reliable financial support you need today.
Take advantage of your valuable jewelry and turn it into fast cash by using it as collateral or selling it for the highest price at Qollateral.
